mortgage refinancing rate 

You could opt to restructure your mortgage for a number of reasons.

For instance, if you fulfil all the criteria for a lower financing cost or can pay off your mortgage more quickly.

However, it's important to understand the potential downsides as well before moving further.

Verify Your Credit

Think about additional requirements

Consider Lenders and Choose a Loan Option

Build up your documentation, then submit the application.

At Peace With Your Interest Rate

Complete the loan.